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One of the best ways to save money on insurance is to compare quotes. Prices can vary by hundreds of dollars, so time spent getting prices can really pay off.

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A 10-year journey is not too long, but we are proud that our dedication and efforts have been recognized along the way.

Compare Top Quality Coverage plans to other companies

Top Quality Coverage offers Medicare Supplement and Final Expense insurance from some of the best insurance companies out there.

What is final expense life insurance?

When you die, a death benefit, which you determined when you signed up for the policy, goes to your beneficiaries. That death benefit will not change during the life of the policy, and you are locked into the premium rates that you start with — they won’t go up as the years pass. Unlike most whole life policies, however, a final expenses policy does not require a medical exam.

At most, you’ll fill out an application form that asks some questions about your health. But the underwriting process is short, and in some cases, you can have a policy in hand almost immediately.

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Why choose Medicare Supplement Insurance?

See all plan benefits side-by-side.

Pays what Medicare doesn’t

Plans that help pay deductibles, copays, and coinsurance—out-of-pocket costs Original Medicare doesn’t pay.

Freedom from networks

Use any doctors and hospitals you choose who accept Medicare—no referrals required in most cases.

Freedom to travel

Know you’re covered anywhere in the U.S. and, with some plans, for medical emergencies abroad.

Guaranteed renewable for life policy

Feel secure knowing your policy cannot be canceled.

Flexible plan options

A range of plans to choose from—compare costs and coverage for all lifestyles and needs.A range of plans to choose from—compare costs and coverage for all lifestyles and needs.A range of plans to choose from—compare costs and coverage for all lifestyles and needs.

How It Work?


Committed to Finding Our Customers the Right Insurance.

Free quotes and our licensed agents are here to help you find a plan.

We’re your insurance advocate

Need help or have questions about coverage or billing? We will deal with the insurance companies for you, even after you’ve bought your plan.

We make health insurance simple

We’re committed to making shopping and applying for insurance as simple as can be for our customers. Our features make getting insurance simple, fast, and convenient.

We have the best prices on plans

The insurance plans we offer are priced the same everywhere else—we just make them easier for you to find.

We’re unbiased

We help you to decide what product is best for you—we’re here to help no matter what insurance plan you choose.

Happy Customers

Our Customers Have a Lot to Say.

Contact Us

Find affordable Medicare Supplement Insurance and Final Expense Insurance plans in your area.

Have questions or need help? Use the form to reach out and we will be in touch with you as quickly as possible.

FAQs

Find out what your need and let us help you.

By federal law, insurance companies aren’t required to sell Medigap policies to people under age 65. If you’re under 65 and have original Medicare, you may not be able to purchase the policy that you want.

Generally, yes. Smokers statistically have shorter life spans than non-smokers, making them riskier to insure. Although final expense insurance isn’t as stringent in its health requirements as other types of insurance, you will be asked if you’re a smoker when you request a quote.

A Medigap plan only covers a single person. This means spouses will need to purchase separate policies.

In general, as long as you pay your premiums. Some policies cap the age at 100 or more, but you’ll need to ask your agent or read your policy documents to find out if it’s true for your policy.

An insurance brokerage company that represents multiple insurers can help you find the cheapest option among several companies. It pays to get multiple quotes because each company’s quote will be unique.

You must have original Medicare (parts A and B).